John J. McCullochJohn J. McCulloch, JD, CSSC, FLMI

Vice President

John is the National Marketing Director for EPS Settlements Group and the Executive Vice President of IFS Special Markets. EPS is a national structured settlement consulting firm dealing in torts, Workers’ Compensation, employment, and other types of settlements, with over $1 billion in structured settlement transactions annually. IFS Special Markets is a division of IFS dedicated to growing the structured settlement industry through non-traditional products and distribution channels. Prior to joining EPS and IFS in 2006, John was the Senior Vice President of Structured Settlements for Allstate Assignment Company, a subsidiary of Allstate Life Insurance Company. John joined Allstate as a Senior Manager of Product Development in June of 2000. His product development efforts include the creation of the Structured Sale, reinsurance products, special purpose assignment companies, and numerous specialized marketing initiatives. In March of 2002 John was promoted to Director of Market Development, where he oversees the sales and development activities of the Payout Annuity area, and assumed leadership of the Structured Settlement department overall in January of 2004. From there he led the Structured Settlement area to its three best sales year in Allstate’s 23 years in the Structured Settlement industry, with annuity sales exceeding $700 million in 2005.

Prior to joining Allstate, John was the Regional Vice President of Structured Settlements for Aegon/Transamerica. Before joining Aegon, John served as a Sales Manger for Safeco Life’s Structured Settlement area, and held the role of Claims Supervisor and Structured Settlement Coordinator at Safeco Property &Casualty.

John spent eight years in the U.S. Army, serving in the Field Artillery, Cavalry, and Infantry. He holds and MBA from the University of Phoenix, a JD from Concord University, and a BA in Business from St. Martin’s College. In addition, he has completed graduate studies in Electronic Commerce at the University of San Diego, and holds the following professional designations: CSSC, FLMI, WCLS, AIAA, and ACS, as well as an accounting certification from the Department of Defense. His formal insurance training includes: casualty, property, fidelity and Workers’ Compensation claims, as well as Life and Health underwriting.

John is a former member of the Board of Directors for the National Structured Settlement Trade Association (NSSTA) and ACLI Committee on Structured Settlements. In addition to being a member of NELA and AAJ, he is a frequent speaker at the NSSTA, bar association and industry meetings on wide variety of topics, such as Structured Sales, attorney fees, Workers’ Compensation, disability and the taxation of damages. John is currently Chairman of the Medicaid working group for NSSTA’s Government Benefits Committee, which strives for the coordination of public benefits such as Medicare and Medicaid with structured settlement annuity payments. Recently, John obtained a favorable Private Letter Ruling from the IRS on the use of Non-Qualified Assignments to resolve taxable cases and published his first book, “Workers’ Compensation and Structured Settlements”, a reference book on state guidelines for workers’ compensation claim settlements.

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